does home insurance pay to fix a house with sagging floors?

6 Comments
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Posted 07 Mar 2010 in Insurance
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i just brought my home in september and i recently notices the living room floor is detatched about 2mm from the baseboard. what caused this and how do fix? will insurance pay?

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6 Comments

  1. tipster

    CAN it possibly be they had taken out carpet and padding and put in a different floor material!I

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  2. betotron

    no

    sorry

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  3. Danny

    Yes * * * * and No.

    If you had something like broken water lines in/under the slab that caused the foundation to move/drop Yes. Poor back fill or bad soil conditions causing the foundation to fail No.
    Now, if the house is less than 10 years old it may fall under the builder’s warranty?

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  4. roberto

    floor joists moving down for various reasons ; insurance will not pay for existing condition;sorry, 65

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  5. Mario

    homeinsurance.awardspace.us – try this one. Got my home insurance from them. As I know they provide such a service.

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  6. DONALD P

    Caused by shrinkage and won’t be covered by insurance, when you decorate fill the 2mm gap with a mastic gun. 2mm is quite small the shrinkage cap can often be 6 – 10mm.

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